$699,000 list price
location_onST PETERSBURG, FL 33708 · Pinellas County
One or more photo(s) has been virtually staged. Waterfront 2/2 villa in gated Boca Ciega Point with 2-car EV-ready garage, 48x12 private dock, and full 2025 permitted renovation. Offered turnkey and one of the largest villa layouts in the community. This 2 bedroom, 2 bath waterfront villa is located in Boca Ciega Point, a gated waterfront condominium community with a villa-style design that lives like a single-family home. The property offers 2,010 square feet, a rare climate-controlled 2-car garage with EV-ready electric, and a private oversized 48 x 12 dock. Renovated with permits in 2025 and offered turnkey furnished, it represents one of the most complete waterfront villas currently available. Wide water views greet you the moment you enter. The main living area was thoughtfully reconfigured by relocating a wall to widen the space and frame Boca Ciega Bay, creating a seamless indoor-outdoor feel that shifts with the light throughout the day. The custom kitchen features quartz countertops, locally crafted cabinetry, and an expanded pantry with pull-out storage. The primary suite includes a walk-in closet and ensuite bath with water views, while the split-bedroom layout places the oversized guest suite near the front courtyard for added privacy. Major systems and storm-mitigation upgrades include hurricane-impact windows and sliders, new HVAC, a tankless water heater, a hurricane-rated garage door, and raised, barrier-free flooring designed to reduce trip hazards and support insurability. The roof was replaced in 2018, storm sensors have been updated, and association-funded exterior repairs are complete. The prior annual flood insurance premium was $2,740.79, providing helpful real-world clarity for buyers evaluating ownership costs. Outdoor living centers around a south-facing waterfront setting with all-day sun and added privacy. The approximately 48-by-12-foot private dock is significantly larger than most in the community and supports boating, paddleboarding, and kayaking with quick Gulf access through John’s Pass. Boca Ciega Point is a gated, resort-style 55+ waterfront condominium community known for its active yet relaxed coastal lifestyle. A minimum 6-month rental policy helps preserve a more residential atmosphere and long-term ownership stability. Amenities include a heated pool, pickleball and tennis courts, fitness center, boat club, social clubs, and approximately 2.5 miles of private walking paths. Large dogs are welcome with no weight limit, rare in most condo communities. Located about 1 mile from Bay Pines VA Hospital and under 2 miles to Madeira Beach, Archibald Park, and daily conveniences. Downtown St. Petersburg is less than 10 miles away, with Tampa International Airport approximately 21 miles. The $1,012 monthly HOA includes fiber internet, cable, water, sewer, trash, roof, exterior insurance, landscaping, and full community amenities. A move-in-ready waterfront property designed for low-maintenance ownership with extensive recent upgrades.
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Cynthia Haydon
FUTURE HOME REALTY INC
$139,800 down
Loan amount $559,200
Estimated monthly principal & interest
$3,535
Estimate excludes taxes, insurance, HOA dues, PMI, lender fees, and financial advice.
FUTURE HOME REALTY INC
813-855-4982
