$950,000 list price
location_onSAFETY HARBOR, FL 34695 · Pinellas County
A true Safety Harbor original—full of warmth, charm, and history. 1005 Main Street isn’t just a home—it’s a front-row seat to one of Florida’s most beloved small towns. Built in 1915, two years before the town was officially founded, this 3-bedroom, 2-bath plus den Craftsman Bungalow sits proudly on a rare double lot right at the edge of downtown. From the moment you step onto the string-lit front porch, the home feels like something out of a storybook. Inside, nearly 2,600 square feet unfold with refinished original hardwood floors, coffered ceilings, a cozy window bench, and built-in details throughout. The main level features a welcoming front sitting room, a large dining area, and a living room that flows seamlessly into the heart of the home—the kitchen. The kitchen is warm, inviting, and full of character. Fully reimagined in 2020, it features quartz countertops, a marble backsplash, and a showpiece ILVE gas range framed by an arched brick wall built with reclaimed brick from Ybor City in Tampa. Just off the kitchen, the laundry and mudroom combo adds both function and charm, complete with a custom indoor dog wash station—perfect for post-park cleanups or muddy paws after a downtown stroll. Downstairs also includes a guest bedroom and full bath, along with a flexible den or office space. Upstairs, the spacious primary suite includes an ensuite bath and walk-in closet, while the third bedroom brings in tons of natural light and charm. Out back, the fully fenced yard offers a peaceful escape with artificial turf, mature trees, and a courtyard-style layout. Alley access, a circular driveway, and a detached shed offer added convenience. Approved for a pool, garage, or ADU, this rare double lot offers privacy when you want it and walkability to downtown when you don’t—the best of both worlds. The home has been consistently cared for and thoughtfully updated. In 2020, the kitchen, family room, and laundry area were completely redone, along with new hardwood floors and custom finishes. Both bathrooms have been refreshed, and the upstairs bath received a full update in 2013. There are two central AC units—one just a few years old—the gas tankless water heater adds efficiency, and the standing seam metal roof had all its fittings replaced in 2020. Plumbing has been upgraded with PVC, including a full sewer line replacement, and the electrical system includes two updated breaker panels. Spray foam insulation helps with year-round comfort, and foundation piers were redone in 2013. A brand-new wood fence was added in 2025, the yard includes artificial turf, and the landscaping has been professionally maintained, with tree trimming in both 2023 and 2025. Other thoughtful touches include a 10x10 custom shed, full irrigation system, water softener, and string lighting that brings a cozy glow to the porch and backyard. The home sits in Flood Zone X—no flood insurance required—and has never had storm damage. It’s high and dry, solid and sound, and ready for the next chapter. And the best part? You’re just steps from everything downtown Safety Harbor has to offer. Walk or hop in the golf cart to Gigglewaters, The Brinehouse, HavenHouse Coffee, Water Oak, and the Sunday Market. With art festivals, live music, and local favorites all around, this home isn’t just a place to live—it’s a lifestyle. This is more than just one of Safety Harbor’s original homes. It’s one of its most admired—and now it’s ready to be part of someone else’s story.
Appliances
Flooring
Cooling
Construction
Roof
Parking
Holton Irwin
SMITH & ASSOCIATES REAL ESTATE
$190,000 down
Loan amount $760,000
Estimated monthly principal & interest
$4,804
Estimate excludes taxes, insurance, HOA dues, PMI, lender fees, and financial advice.
SMITH & ASSOCIATES REAL ESTATE
813-839-3800
Heating
